saving for retirement

Preparing for Retirement: The 10-Year Countdown Checklist

Preparing for Retirement: The 10-Year Countdown Checklist

Retirement might seem distant when you're in your fifties, but the decade leading up to your golden years is actually the most critical time for retirement preparation. Whether you're 55 and just starting to think seriously about retirement or already deep into your planning, this comprehensive 10-year countdown checklist will help ensure you're ready for this major life transition.

Should You Contribute to Your 401k Pre-Tax or Roth?

Should You Contribute to Your 401k Pre-Tax or Roth?

Deciding whether to contribute to your 401k pre-tax or Roth is mostly about when you think the tax rate will be higher, but there are other factors to consider as well. This post explores a few scenarios that might offer more guidance to that decision, as well as a suggestion that can fit when you’re just not sure.