Blog posts
The Prosperity People
A Practical Guide For Maximizing Credit Card ...

Credit cards that offer points, cash back, and travel benefits can be valuable tools for getting more out of your everyday spending. But to truly benefit from rewards cards, you need to use them strategically. Here's how to make the most of your credit card rewards without falling into common traps.

A Practical Guide For Maximizing Credit Card Rewards
Blog posts
Kelley C. Long
How Does Getting Divorced Affect Your Taxes?

One of the most pressing questions during a divorce is how it will impact taxes. Your filing status, withholdings and property division are key areas where you’ll want to be clear on tax implications so you can make a holistic decision without tax surprises after everything is said and done.

How Does Getting Divorced Affect Your Taxes?
Blog posts
The Prosperity People
Protecting Seniors from Modern Scams: Medicare ...

Scammers are evolving faster than ever, and seniors have become their primary target. In 2024 alone, older Americans lost over $3.4 billion to fraud—a staggering increase driven by two particularly insidious schemes: Medicare and Medicaid fraud that weaponizes healthcare confusion, and Bitcoin ATM scams that exploit urgency and fear. These aren't the clumsy phone scams of yesterday. Today's criminals use sophisticated caller ID spoofing to appear as legitimate government agencies, deploy AI-generated voices that sound remarkably authentic, and employ psychological manipulation tactics refined through thousands of successful thefts. What makes these scams especially dangerous is how they prey on trust—trust in Medicare, trust in law enforcement, and trust in technology that many seniors didn't grow up with. But knowledge is power, and understanding how these scams work is your first line of defense.

Protecting Seniors from Modern Scams: Medicare Fraud and Bitcoin ATM Schemes
Blog posts
Kelley C. Long
Financial Planning Numbers You Need to Know for ...

Do you need to adjust your savings rates to account for new contribution limit increases? Double check to make sure you’re not missing out on the new opportunity to save more, plus a tax law change that sweetens your charitable donations!

Financial Planning Numbers You Need to Know for 2026
Recipes
The Prosperity People
Traditional Hoppin' John Recipe

A classic Southern dish traditionally eaten on New Year's Day for good luck. The black-eyed peas represent good luck, pork represents prosperity and greens (often served alongside) represent wealth.

Traditional Hoppin' John Recipe

401k

Should You Contribute to Your 401k Pre-Tax or Roth?

Should You Contribute to Your 401k Pre-Tax or Roth?

Deciding whether to contribute to your 401k pre-tax or Roth is mostly about when you think the tax rate will be higher, but there are other factors to consider as well. This post explores a few scenarios that might offer more guidance to that decision, as well as a suggestion that can fit when you’re just not sure.