As autumn fades and winter settles in, the days grow noticeably shorter and the nights longer. This seasonal shift can affect our mood, energy levels, and overall wellbeing. But with intentional routines and self-care practices, you can not only survive the darker months but truly thrive during them.
The annual gift tax exclusion changes over the years. Here’s how to give generously, perhaps more than you think you are able to under the current tax law.
This time of year has a unique way of stirring up complex emotions. While autumn leaves fall and we move toward shorter days, there's something in the air that calls us to reflection and gratitude. Yet many of us find ourselves caught between genuine appreciation and the pressure to perform thankfulness. This season, perhaps more than ever, it's worth exploring what it truly means to be grateful—not just during designated moments, but as a practice that can transform how we experience life itself.
Decision fatigue is real, and it's expensive. Every choice we make depletes our mental energy, and by December, most of us are running on fumes. That's when we're most vulnerable to overspending and over-committing. Read on for a simple filter to help you navigate all of the activities of the holiday rush with intentionality and choice.
As we approach the 2025 holiday season, it’s easy to get caught up in the excitement—and expenses—of gift-giving, entertaining, and travel. Between family traditions, year-end generosity, and festive celebrations, holiday spending can creep up quickly. For individuals and families focused on long-term financial goals, it’s important to strike a balance between joy and financial discipline.
Every year, thousands of retirees relocate to new states seeking better weather, lower costs, or a fresh start. But three financial planning considerations can catch even sophisticated retirees by surprise—areas where a seemingly smart move can quietly undermine years of careful planning. From hidden tax traps to obscure property laws, here's what often gets overlooked.
Deciding whether to contribute to your 401k pre-tax or Roth is mostly about when you think the tax rate will be higher, but there are other factors to consider as well. This post explores a few scenarios that might offer more guidance to that decision, as well as a suggestion that can fit when you’re just not sure.
When you shift from working for a living to living off your prior years of work, the way the money you pull from your various savings sources may also shift. It’s quite common for first-year retirees to be caught with a surprise tax bill due to this change, which may or may not require a change in how you plan and pay your taxes throughout the year. This article covers the various ways your savings may be taxed.
