Blog posts
Kelley C. Long
How to Use Your IRA for a Short-Term Loan: ...

The 60-day rollover rule for IRAs offers a solution for short-term cash crunches, but extreme caution should be exercised when considering this strategy. Read on for how it works and how to avoid the potential pitfalls.

How to Use Your IRA for a Short-Term Loan: 60-Day Rollover Rules and Risks
Blog posts
The Prosperity People
Reclaim Your Time: A Practical Guide to Digital ...

The average person checks their phone 96 times per day and spends over 7 hours staring at screens. If you find yourself mindlessly scrolling, feeling anxious when separated from your devices, or struggling to focus on real-world activities, it might be time for a digital detox.

Reclaim Your Time: A Practical Guide to Digital Detox
Blog posts
Kelley C. Long
Should You Buy a New Car for the Tax Deduction?

Maybe you’ve heard that the new tax law allows you to deduct the interest on certain new car purchases. But should you go out and buy a new car for that reason? Read on to learn more about how the rule works and what to consider.

Should You Buy a New Car for the Tax Deduction?
Blog posts
The Prosperity People
Preparing for Retirement: The 10-Year Countdown ...

Retirement might seem distant when you're in your fifties, but the decade leading up to your golden years is actually the most critical time for retirement preparation. Whether you're 55 and just starting to think seriously about retirement or already deep into your planning, this comprehensive 10-year countdown checklist will help ensure you're ready for this major life transition.

Preparing for Retirement: The 10-Year Countdown Checklist
Blog posts
Kelley C. Long
What Happens to Your HSA When You Turn 65?

There's a lot of confusion around Health Savings Accounts (HSAs) and Medicare, and for good reason. Making contributions to your HSA after you're no longer eligible can lead to tax penalties and can be a headache to correct. Read on for what you need to know if you’re contributing to your HSA and preparing to enroll in Medicare.

What Happens to Your HSA When You Turn 65?

Blog posts

How to Help Your Child Establish a Line of Credit for a Strong Financial Start

How to Help Your Child Establish a Line of Credit for a Strong Financial Start

As parents, one of the most valuable lessons we can pass on to our children is how to manage money wisely. While saving and budgeting are foundational, understanding and building credit is often overlooked — yet it's key to long-term financial success. Helping your child establish a line of credit early (and responsibly) can give them a powerful head start when it comes to qualifying for loans, renting apartments, or even landing certain jobs.

Drowning in Negativity? Here's How to Tune Out the Bad News and Find Your Peace

Drowning in Negativity? Here's How to Tune Out the Bad News and Find Your Peace

Let’s be honest — it’s tough out there. Open any news site, scroll through social media, or even walk past a TV at the gym, and you’ll be hit with a wave of negativity: economic uncertainty, political division, climate disasters, crime reports, social injustice. It's not your imagination — the world feels louder, angrier, and more overwhelming than ever.

How to Have a Great Summer Vacation on a Budget

How to Have a Great Summer Vacation on a Budget

Summer vacation doesn’t have to mean draining your savings or racking up credit card debt. With a little planning and creativity, you can have an amazing, memory-filled summer while staying financially savvy. Whether you’re flying solo, vacationing with friends, or planning a family getaway, these budget-friendly tips will help you make the most of the season — without overspending.

Spring Cleaning: For Your Home, Your Yard and Your Finances

Spring Cleaning: For Your Home, Your Yard and Your Finances

There is something about spring that inspires us to shake off the dust, open the windows, and get everything in order. But while you’re decluttering closets and scrubbing baseboards, don’t forget—your finances deserve a seasonal refresh, too.

Prosperity in Practice: Three Ways to Nurture Abundance Through Giving

Prosperity in Practice: Three Ways to Nurture Abundance Through Giving

When economic uncertainty tempts us to close our hands and protect what we have, that's precisely when embracing generosity can create the greatest impact on our financial and spiritual wellbeing. Discover three powerful practices that transform giving from a financial obligation into a catalyst for greater abundance in your life and community.