Blog posts
The Prosperity People
How Credit Scores Really Work - and 3 Myths ...

Credit scores quietly shape a lot of financial life: whether you get approved for a loan, what interest rate you pay, sometimes even whether you can rent an apartment or get a cell phone plan without a deposit. Yet most people have only a rough idea of how the number is actually calculated. That gap in understanding is exactly where a lot of costly myths take root.

How Credit Scores Really Work - and 3 Myths People Believe
Blog posts
Kelley C. Long
Do You Really Need to Pay Off Your Student ...

For most people approaching retirement, carrying a student loan across the finish line feels wrong. But comfort and math are not the same thing. Here’s how to plan for any federal loans you might be carrying into retirement.

Do You Really Need to Pay Off Your Student Loans Before You Retire?
Podcasts
The Prosperity People
Mackey Joins Amy’s Table Podcast

If you’ve ever wondered how to build a life that is both prosperous and deeply fulfilling, this conversation if for you!

Mackey Joins Amy’s Table Podcast
Blog posts
The Prosperity People
Autopay vs Manual: What is Best for Your Budget?

Automating your finances doesn't mean ignoring them. It means deciding, once, which decisions don't need to be made every month — and building a short list of the ones that still do.

Autopay vs Manual: What is Best for Your Budget?
Blog posts
Kelley C. Long
Are You Planning for the Wrong Kind of ...

Most retirement plans assume flat spending from start to finish. Research shows that's not how retirees actually live, and for high-net-worth retirees, the bigger risk isn't running out of money. It's leaving too much behind.

Are You Planning for the Wrong Kind of Retirement Spending?

retirement planning

When Is the Best Time to Retire?

When Is the Best Time to Retire?

Retirement is one of the most significant financial and personal decisions you'll ever make. There's no universal "right age" — the best time to retire is deeply personal, shaped by your finances, health, lifestyle goals, and emotional readiness. That said, there are key factors and milestone ages that can help guide your thinking.