The annual gift tax exclusion changes over the years. Here’s how to give generously, perhaps more than you think you are able to under the current tax law.
Blog posts
Scammers are evolving faster than ever, and seniors have become their primary target. In 2024 alone, older Americans lost over $3.4 billion to fraud—a staggering increase driven by two particularly insidious schemes: Medicare and Medicaid fraud that weaponizes healthcare confusion, and Bitcoin ATM scams that exploit urgency and fear. These aren't the clumsy phone scams of yesterday. Today's criminals use sophisticated caller ID spoofing to appear as legitimate government agencies, deploy AI-generated voices that sound remarkably authentic, and employ psychological manipulation tactics refined through thousands of successful thefts. What makes these scams especially dangerous is how they prey on trust—trust in Medicare, trust in law enforcement, and trust in technology that many seniors didn't grow up with. But knowledge is power, and understanding how these scams work is your first line of defense.
Blog posts
Do you need to adjust your savings rates to account for new contribution limit increases? Double check to make sure you’re not missing out on the new opportunity to save more, plus a tax law change that sweetens your charitable donations!
Recipes
A classic Southern dish traditionally eaten on New Year's Day for good luck. The black-eyed peas represent good luck, pork represents prosperity and greens (often served alongside) represent wealth.
Blog posts
Every January, millions of people set ambitious New Year's resolutions, only to abandon them by February. Studies show that approximately 80% of resolutions fail by the second week of February. The problem isn't lack of willpower—it's the approach itself.
Traditional resolutions are often vague, all-or-nothing, and disconnected from our daily lives. Here are evidence-based alternatives that create lasting change.
