A classic Southern dish traditionally eaten on New Year's Day for good luck. The black-eyed peas represent good luck, pork represents prosperity and greens (often served alongside) represent wealth.
When you own a small business, it's easy to believe that taking care of the business is taking care of yourself. The business pays your salary, funds your lifestyle, and may be your largest asset. So if the business has a solid financial plan, aren't you covered? Not quite. Your business and your household have different goals, different risks, and different timelines. Treating one plan as a substitute for the other is one of the most common and costly blind spots business owners have.
A QDRO (Qualified Domestic Relations Order) is how a 401(k) or pension is split in a divorce without taxes or penalties. A plain-language guide to how it works.
Nearing the end of a gray divorce? A calm, plain-language guide to the money conversations that matter after 50, from dividing retirement to Social Security. Serving NKY & Cincinnati.
An emergency fund is one of the most important pieces of a stable financial life, but building one can feel intimidating — especially if money is already tight. The good news is that you don't need a windfall or a rigid budget overhaul to get started.