Before We Meet — Into JoyFlow

Before we meet.

A few quick numbers — the things Monarch Money can't see for itself.

You've already connected your accounts to Monarch Money — so we have your real spending covered. This short form fills in the few things Monarch can't see: your income, employer benefits, debts, and savings balances.

Approximate figures are fine. The more accurate you are, the more useful our first conversation will be.

Section 1 of 5
Income

Your take-home pay is visible in Monarch Money — but we need your gross income to build an accurate picture of what's possible.

Section 2 of 5
Employer Benefits

These affect your real cash flow but won't show up in your bank feed.

Section 3 of 5
Debts

Monarch Money shows your monthly payments — but we need the full balance and interest rate to understand the real picture and prioritize smartly.

Type Balance Interest Rate Monthly Payment
Section 4 of 5
Savings & Investments

Approximate balances are fine — we're looking for the overall picture, not exact figures.

Section 5 of 5
Anything Else?

Is there anything about your financial situation you'd like your advisor to know before your first meeting? A pending job change, an expected inheritance, a situation you've been navigating — anything that feels relevant.

Your responses are private and confidential — seen only by your advisor.