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Prosper for Individuals

Home
About
PROSPER for Individuals & Families
PROSPER for Business Owners
WHO WE ARE
Contact
Join us on The Prosperity Pod
SHARE THE PROSPERITY!
Buy The Books
BLOG
Take Action
September 7, 2026
Blog posts
The Prosperity People
How Credit Scores Really Work - and 3 Myths ...

Credit scores quietly shape a lot of financial life: whether you get approved for a loan, what interest rate you pay, sometimes even whether you can rent an apartment or get a cell phone plan without a deposit. Yet most people have only a rough idea of how the number is actually calculated. That gap in understanding is exactly where a lot of costly myths take root.

How Credit Scores Really Work - and 3 Myths People Believe
August 31, 2026
Blog posts
Kelley C. Long
Do You Really Need to Pay Off Your Student ...

For most people approaching retirement, carrying a student loan across the finish line feels wrong. But comfort and math are not the same thing. Here’s how to plan for any federal loans you might be carrying into retirement.

Do You Really Need to Pay Off Your Student Loans Before You Retire?
August 27, 2026
Podcasts
The Prosperity People
Mackey Joins Amy’s Table Podcast

If you’ve ever wondered how to build a life that is both prosperous and deeply fulfilling, this conversation if for you!

Mackey Joins Amy’s Table Podcast
August 24, 2026
Blog posts
The Prosperity People
Autopay vs Manual: What is Best for Your Budget?

Automating your finances doesn't mean ignoring them. It means deciding, once, which decisions don't need to be made every month — and building a short list of the ones that still do.

Autopay vs Manual: What is Best for Your Budget?
August 17, 2026
Blog posts
Kelley C. Long
Are You Planning for the Wrong Kind of ...

Most retirement plans assume flat spending from start to finish. Research shows that's not how retirees actually live, and for high-net-worth retirees, the bigger risk isn't running out of money. It's leaving too much behind.

Are You Planning for the Wrong Kind of Retirement Spending?
The Prosperity People
December 19, 2022
Blog posts

Level Up Your Resolutions with a Year in Review

The Prosperity People
December 19, 2022
Blog posts
Level Up Your Resolutions with a Year in Review

Often, we use this time of year to look forward, setting aspirational goals for our future selves

Comment
The Prosperity People
November 7, 2022
Noteworthy News

Noteworthy News

The Prosperity People
November 7, 2022
Noteworthy News
Noteworthy News

We've scoured the internet so that you don't have to. Consider this our monthly roundup of relevant news articles to support your pursuit of prosperity.

Comment
Andy Pulsfort
November 7, 2022
You Oughta Ask

You Oughta Ask with Andy Pulsfort

Andy Pulsfort
November 7, 2022
You Oughta Ask
You Oughta Ask with Andy Pulsfort

Each month, Andy’s answering a question that he wishes more clients would ask him, addressing timely topics that he thinks are worthy of the spotlight.

Comment
Mackey McNeill
November 7, 2022
Recipes

Recipes from Red Sunflower Farm

Mackey McNeill
November 7, 2022
Recipes
Recipes from Red Sunflower Farm

Green Beans, Ham, and Potatoes

A perfect, warming dish for the transition from Fall to Winter!

Comment
The Prosperity People
November 7, 2022
Blog posts

Estate Planning 101: Because Life Isn’t the Only Thing That Needs Planning

The Prosperity People
November 7, 2022
Blog posts
Estate Planning 101: Because Life Isn’t the Only Thing That Needs Planning

You’ve set up your initial Prosperity Plan and are trying it on for size. But there’s one piece of a financial plan in particular that tends to get put on the back burner: the estate plan.

Comment
The Prosperity People
October 20, 2022
Noteworthy News

Noteworthy News

The Prosperity People
October 20, 2022
Noteworthy News
Noteworthy News

We've scoured the internet so that you don't have to. Consider this our monthly roundup of relevant news articles to support your pursuit of prosperity.

Comment
Mackey McNeill
October 20, 2022
Recipes

Recipes from Red Sunflower Farm

Mackey McNeill
October 20, 2022
Recipes
Recipes from Red Sunflower Farm

I recently celebrated my 27th anniversary with my husband, Barry. In true McNeill-Schlimme fashion, we celebrated farm-style with a farm-to-table meal: green beans, potatoes, and ham served alongside cornbread. And for dessert? Persimmon pudding.

Comment
The Prosperity People
October 20, 2022
Blog posts

I Have a Financial Plan…Now What?

The Prosperity People
October 20, 2022
Blog posts
I Have a Financial Plan…Now What?

All too often, individuals are eager to draw up a financial plan, but after mapping out the basics with a financial advisor, the client files the plan away and it sits — collecting physical (or digital) dust.

Comment
Andy Pulsfort
October 20, 2022
You Oughta Ask

You Oughta Ask with Andy Pulsfort

Andy Pulsfort
October 20, 2022
You Oughta Ask
You Oughta Ask with Andy Pulsfort

Each month, Andy’s answering a question that he wishes more clients would ask him, addressing timely topics that he thinks are worthy of the spotlight.

Comment
John Nunan
September 9, 2022
Blog posts

ESG Article by John Nunan

John Nunan
September 9, 2022
Blog posts
ESG Article by John Nunan

There are many challenges in delivering ESG-related advice about mutual funds and ETFs (Exchange-Traded Funds) while considering a client’s overall portfolio and ESG (Environmental, Social, and Governance) preferences.

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The Prosperity People, LLC (“Prosperity People”) and Mackey, LLC (“MACKEY”) are separate but affiliated companies.  MACKEY provides accounting and consulting services and works collaboratively with Prosperity People – a registered investment adviser – in the provision of professional services to organizations.  When either of these entities engages with a client, nothing therein induces or prescribes liability for the other legal entity unless such other legal entity is specifically engaged by the client.

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Securities offered through Charles Schwab & Co., Inc., Member SIPC; Investment advisory services offered through The Prosperity People, LLC, a Kentucky Registered Investment Advisor, 601 Fairfield Ave, Bellevue, KY 41073, (859) 331-7755.  Mackey, LLC is a separate legal entity from Charles Schwab & Co., Inc. and The Prosperity People, LLC.