Woohoo! It’s July. You’ve made it halfway through the year (and what a year it’s been). It may feel strange to think that now is the time to start thinking about next year, but if you want to start getting strategic with your taxes, now is the time to get the ball rolling.

Aaaah, the humble Health Savings Account (HSA). Most of us have one and know the basics of how to use it, but few harness the HSA to its full potential.

We’ve got you covered. We asked our good friend, Kelley Long, CPA/PFS and an expert on HSAs, to bring us up to speed. She shared three of the most important things to know about this underleveraged financial tool.