Credit scores quietly shape a lot of financial life: whether you get approved for a loan, what interest rate you pay, sometimes even whether you can rent an apartment or get a cell phone plan without a deposit. Yet most people have only a rough idea of how the number is actually calculated. That gap in understanding is exactly where a lot of costly myths take root.
For most people approaching retirement, carrying a student loan across the finish line feels wrong. But comfort and math are not the same thing. Here’s how to plan for any federal loans you might be carrying into retirement.
If you’ve ever wondered how to build a life that is both prosperous and deeply fulfilling, this conversation if for you!
Automating your finances doesn't mean ignoring them. It means deciding, once, which decisions don't need to be made every month — and building a short list of the ones that still do.
Several years ago, I traveled to Ireland for a women's retreat. One of the highlights? Several visits to Avoca, a fast-casual restaurant with some of the best deli-inspired meals I’ve ever tasted. The restaurants serves fresh soups, made daily. Naturally I had to order one. It was so incredible, I continued to order soup for every subsequent visit.
Another quarter, another Covid variant emerges. This time Omicron, which is more infectious but less severe than previous versions of the Covid virus. While there are nagging concerns, continued vaccination (and boosting) progress has thus far mitigated any new issues that could arise with the continuing evolution of the pandemic.
